Group benefits, built for the independent agency.

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For ASNOA Affiliate Agencies

Group benefits for your agency, built around your team.

You spend every day making sure your clients are covered. Invictus makes sure the people who work for you are covered too. We build employee health benefits around the realities of running an independent agency: better coverage, lower cost, and real transparency.

“A successful agency is not about the number of carriers. It is about having the right carriers for the business you write.”

ASNOA

Employee benefits work exactly the same way. Not the most plans. The right plan for the people you actually employ.

ASNOA gives your agency more than carrier access. We think the team that runs your agency deserves more than whatever plan happened to renew last year.

Who is Invictus

A benefits partner, working for you.

Invictus Group Benefits exists to bring more value to your agency and your employees. From 401(k) consulting with our partners at Waypoint to employer-driven cost reduction, we specialize in matching the right coverage to the realities of your team.

Together with our partners, we serve thousands of small businesses. Bringing that program to independent agencies in the ASNOA network is a natural fit: a benefits solution built around how an independent agency actually runs.

Three pillars that hold the program up

Every recommendation, every renewal, every quote is filtered through these.

01

Trust

We do not work for a carrier or an insurance company. We work for you. You already chose independence for your agency, and your benefits should work the same way: clear objectives, clear metrics, and education on what your plan actually does.

02

Stability

Our carrier partners have delivered consistent results for more than a decade, averaging a 4% renewal trend since 2020, in a market that punishes everyone else.

03

Transparency

Every group gets a comprehensive comparison of every bidding carrier, plan, and price. No hidden proposals. No mystery markups.

What Are the Solutions

Four ways to cover your team.

We commit to being carrier-agnostic and to matching the right solution to your agency. Group size, location, risk tolerance, budget, and the realities of your team. Tap any option to see how it works.

In Practice

Case Studies

Each story shows a different solution. The same goal every time: more value for the business, more coverage for the team.

Case Study 01 · New Mexico · 5 Employees

From UHC to an Invictus strategy, with a lower premium and a lower deductible.

$3,553
Saved / Month
$42,636
Saved / Year
-40.2%
Premium Difference
5 employees. Spent $106,131 with UHC, now $63,501 on an Invictus PHCS strategy. HSA deductible dropped from $7,000 to $3,500, and the PPO copay deductible from $3,000 to $2,500.
Case Study 02 · 17 Employees · Added HSA Funding

A big premium drop, and the employees get HSA funding too.

$4,665
Saved / Month
$56K
Saved / Year
-28%
Premium Difference
17 employees. Beyond the premium win, employees now receive $160/month into HSA accounts. The total package of cost, coverage, and benefit got better at every layer.
Mike Sneller
Your Advisor

About Mike Sneller

I was born and raised in Mid-Missouri and have accumulated over 20 years of experience in Law Enforcement. Drawing on my commitment to serving others, I made a transition into the insurance industry, where I specialize in providing guidance and assistance in making informed decisions.

I am here to ensure you receive the best possible advice and support in navigating the complexities of your healthcare.

A note on Privacy & Data Collection

Collecting health information is part of our underwriting process, and every party handles data under HIPAA. Only the minimum PHI required is visible to necessary parties.

Ready when you are

We'll quote, compare, and walk you through every option.

Tell us about your agency and Mike will build a side-by-side comparison of every carrier and plan that fits your team.

Request Your Quote →